Summary
Explains South Carolina insurance-law expectations for AI-supported consumer decisions. Expects insurers to maintain a proportionate written AI systems program with governance, testing, data and third-party controls, and describes documents that may be requested during examinations and investigations.
Healthcare Implications
Health insurers operating in South Carolina should be prepared to explain AI-supported claims and other regulated decisions and produce governance, validation and vendor records. The bulletin interprets existing law and enforcement expectations; it does not create a separate AI statute or prescribe one exclusive compliance method.